/**
 * Phase 1 page content — breadcrumbs, FAQ, forms, CTA bands.
 */

.amf-page-content {
	max-width: 48rem;
	margin-inline: auto;
	padding-block: var(--american-mutual-space-xl, 2rem);
}

.amf-ai-summary {
	background: var(--american-mutual-color-bg-light, #fff4e0);
	border-inline-start: 4px solid var(--american-mutual-color-secondary, #d89216);
	border-radius: var(--american-mutual-radius-md, 0.375rem);
	padding: var(--american-mutual-space-lg, 1.5rem);
	margin-block: var(--american-mutual-space-lg, 1.5rem);
	font-size: 0.9375rem;
}

.amf-breadcrumbs ol {
	display: flex;
	flex-wrap: wrap;
	gap: 0.35rem 0.75rem;
	list-style: none;
	margin: 0 0 var(--american-mutual-space-lg, 1.5rem);
	padding: 0;
	font-size: 0.875rem;
	color: var(--american-mutual-color-text-muted, #6b7280);
}

.amf-breadcrumbs li:not(:last-child)::after {
	content: "›";
	margin-inline-start: 0.75rem;
	color: var(--american-mutual-color-secondary, #d89216);
}

.amf-breadcrumbs a {
	color: inherit;
	text-decoration: none;
}

.amf-breadcrumbs a:hover {
	color: var(--american-mutual-color-secondary, #d89216);
}

.amf-section {
	margin-block: var(--american-mutual-space-xl, 2rem);
}

.amf-section h2,
.amf-section h3 {
	margin-block-end: var(--american-mutual-space-md, 1rem);
}

.amf-list {
	padding-inline-end: 1.5rem;
	padding-inline-start: 0;
	margin-block: var(--american-mutual-space-md, 1rem);
	direction: rtl;
	text-align: right;
	list-style-position: outside;
}

.amf-list li {
	margin-block: 0.5rem;
}

.amf-faq__list {
	display: flex;
	flex-direction: column;
	gap: 0.75rem;
	margin-block: var(--american-mutual-space-lg, 1.5rem);
}

.amf-faq__item {
	border: 1px solid var(--american-mutual-color-border, #e5e7eb);
	border-radius: var(--american-mutual-radius-md, 0.375rem);
	background: #fff;
}

.amf-faq__item summary {
	cursor: pointer;
	padding: 1rem 1.25rem;
	font-weight: 600;
	list-style: none;
}

.amf-faq__item summary::-webkit-details-marker {
	display: none;
}

.amf-faq__answer {
	padding: 0 1.25rem 1rem;
	color: var(--american-mutual-color-text-muted, #4b5563);
}

.amf-cta-band {
	background: linear-gradient(135deg, #d89216 0%, #a85f00 100%);
	color: #fff;
	text-align: center;
	border-radius: var(--american-mutual-radius-lg, 0.5rem);
	padding: var(--american-mutual-space-2xl, 3rem) var(--american-mutual-space-xl, 2rem);
	margin-block: var(--american-mutual-space-2xl, 3rem);
}

.amf-cta-band h2 {
	color: inherit;
	margin-block-end: var(--american-mutual-space-md, 1rem);
}

.amf-cta-band__actions {
	display: flex;
	flex-wrap: wrap;
	gap: 1rem;
	justify-content: center;
	margin-top: var(--american-mutual-space-lg, 1.5rem);
}

.amf-cta-band .american-mutual-btn--outline {
	border-color: #fff;
	color: #fff;
}

.amf-related-articles ul,
.amf-sitemap-links ul {
	list-style: none;
	padding: 0;
	margin: var(--american-mutual-space-md, 1rem) 0 0;
	display: grid;
	gap: 0.5rem;
}

.amf-related-articles a,
.amf-sitemap-links a {
	color: var(--american-mutual-color-secondary, #d89216);
	text-decoration: none;
	font-weight: 600;
}

.amf-quote-form {
	background: var(--american-mutual-color-bg, #f8f9fa);
	border-radius: var(--american-mutual-radius-lg, 0.5rem);
	padding: var(--american-mutual-space-xl, 2rem);
	margin-block: var(--american-mutual-space-xl, 2rem);
}

.amf-quote-form__grid {
	display: grid;
	grid-template-columns: repeat(2, minmax(0, 1fr));
	gap: var(--american-mutual-space-md, 1rem);
}

.amf-quote-form__full {
	grid-column: 1 / -1;
}

.amf-quote-form label span {
	display: block;
	margin-block-end: 0.35rem;
	font-weight: 600;
	font-size: 0.9375rem;
}

.amf-quote-form input,
.amf-quote-form select,
.amf-quote-form textarea {
	width: 100%;
	padding: 0.75rem 1rem;
	border: 1px solid var(--american-mutual-color-border, #e5e7eb);
	border-radius: var(--american-mutual-radius-md, 0.375rem);
	font-family: inherit;
	font-size: 1rem;
}

.amf-quote-form button {
	margin-top: var(--american-mutual-space-md, 1rem);
}

@media (max-width: 640px) {
	.amf-quote-form__grid {
		grid-template-columns: 1fr;
	}
}

.american-mutual-home-faq__list {
	display: flex;
	flex-direction: column;
	gap: 0.75rem;
	margin-block: var(--american-mutual-space-lg, 1.5rem);
	max-width: 42rem;
}

.american-mutual-home-faq__item {
	border: 1px solid var(--american-mutual-color-border, #e5e7eb);
	border-radius: var(--american-mutual-radius-md, 0.375rem);
	background: #fff;
}

.american-mutual-home-faq__item summary {
	cursor: pointer;
	padding: 1rem 1.25rem;
	font-weight: 600;
	list-style: none;
}

.american-mutual-home-faq__item summary::-webkit-details-marker {
	display: none;
}

.american-mutual-home-faq__answer {
	padding: 0 1.25rem 1rem;
	color: var(--american-mutual-color-text-muted, #4b5563);
}

.american-mutual-home-faq__actions {
	margin-top: var(--american-mutual-space-lg, 1.5rem);
}

.amf-page-hero {
	margin: 0 0 var(--american-mutual-space-xl, 2rem);
	border-radius: var(--american-mutual-radius-lg, 0.5rem);
	overflow: hidden;
}

.amf-page-hero__image {
	display: block;
	width: 100%;
	height: auto;
	max-height: 360px;
	object-fit: cover;
}

.amf-page-title {
	margin-block: 0 var(--american-mutual-space-lg, 1.5rem);
}

/* Phase 2 — state pages */
.amf-state-grid__list {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(9rem, 1fr));
	gap: 0.75rem;
	list-style: none;
	padding: 0;
	margin: 1rem 0 0;
}

.amf-state-card {
	display: block;
	padding: 1rem;
	background: #fff;
	border: 1px solid rgba(216, 146, 22, 0.2);
	border-radius: 0.5rem;
	text-align: center;
	text-decoration: none;
	color: var(--american-mutual-color-text, #1f2937);
	font-weight: 600;
	transition: border-color 0.2s, box-shadow 0.2s;
}

.amf-state-card:hover {
	border-color: var(--american-mutual-color-secondary, #d89216);
	box-shadow: 0 4px 16px rgba(216, 146, 22, 0.15);
}

.amf-state-services-grid {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(14rem, 1fr));
	gap: 1rem;
	margin-top: 1rem;
}

.amf-state-service-card {
	display: flex;
	align-items: center;
	justify-content: center;
	min-height: 4.5rem;
	padding: 1rem;
	background: var(--american-mutual-color-bg-alt, #f8f9fa);
	border-inline-start: 4px solid var(--american-mutual-color-secondary, #d89216);
	border-radius: 0.5rem;
	text-decoration: none;
	color: inherit;
	font-weight: 600;
	text-align: center;
}

.amf-state-hero {
	margin-bottom: 1.5rem;
	border-radius: 0.5rem;
	overflow: hidden;
}

.amf-state-services-nav a {
	color: var(--american-mutual-color-secondary, #d89216);
	font-weight: 600;
	text-decoration: none;
}

/* Comparison Center */
.amf-comparison-index__list {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(16rem, 1fr));
	gap: 0.75rem;
	list-style: none;
	padding: 0;
	margin: 1rem 0 0;
}

.amf-comparison-card {
	display: block;
	padding: 1rem 1.25rem;
	background: #fff;
	border: 1px solid rgba(216, 146, 22, 0.25);
	border-radius: 0.5rem;
	text-decoration: none;
	color: inherit;
	font-weight: 600;
	transition: border-color 0.2s, box-shadow 0.2s;
}

.amf-comparison-card:hover {
	border-color: var(--american-mutual-color-secondary, #d89216);
	box-shadow: 0 4px 16px rgba(216, 146, 22, 0.12);
}

.amf-comparison-table-scroll {
	overflow-x: auto;
	margin-top: 1rem;
}

.amf-comparison-table {
	width: 100%;
	border-collapse: collapse;
	min-width: 32rem;
}

.amf-comparison-table th,
.amf-comparison-table td {
	padding: 0.75rem 1rem;
	border: 1px solid rgba(0, 0, 0, 0.08);
	text-align: right;
	direction: rtl;
}

.amf-comparison-table thead th {
	background: var(--american-mutual-color-bg-alt, #f8f9fa);
	color: var(--american-mutual-color-text, #1f2937);
}

.amf-comparison-table tbody th {
	background: rgba(216, 146, 22, 0.06);
	font-weight: 600;
}

.amf-comparison-pros-cons {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(16rem, 1fr));
	gap: 1.5rem;
	margin-top: 1rem;
}

.amf-comparison-pros-cons__col {
	padding: 1.25rem;
	background: var(--american-mutual-color-bg-alt, #f8f9fa);
	border-radius: 0.5rem;
	border-inline-start: 4px solid var(--american-mutual-color-secondary, #d89216);
}

.amf-comparison-pros-cons__col--b {
	border-inline-start-color: var(--american-mutual-color-primary, #1a365d);
}

.amf-list--pros li::marker {
	color: #059669;
}

.amf-list--cons li::marker {
	color: #dc2626;
}

.amf-comparison-cost,
.amf-comparison-who {
	display: grid;
	grid-template-columns: repeat(auto-fit, minmax(14rem, 1fr));
	gap: 1rem;
	margin-top: 1rem;
}

.amf-comparison-cost > div,
.amf-comparison-who > div {
	padding: 1rem;
	background: #fff;
	border: 1px solid rgba(216, 146, 22, 0.15);
	border-radius: 0.5rem;
}

.amf-related-articles ul {
	list-style: none;
	padding: 0;
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(14rem, 1fr));
	gap: 0.5rem;
}

.amf-related-articles a {
	color: var(--american-mutual-color-secondary, #d89216);
	font-weight: 600;
	text-decoration: none;
}

.amf-related-articles a:hover {
	text-decoration: underline;
}

/* Phases 5–7 — Knowledge, FAQ, Glossary */
.amf-toc {
	background: var(--american-mutual-color-bg-alt, #f8f9fa);
	padding: 1.25rem;
	border-radius: 0.5rem;
	margin: 1.5rem 0;
}

.amf-toc__list {
	margin: 0.5rem 0 0;
	padding-right: 1.25rem;
}

.amf-knowledge-clusters__list,
.amf-knowledge-articles__list,
.amf-faq-categories__list {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(14rem, 1fr));
	gap: 0.75rem;
	list-style: none;
	padding: 0;
	margin: 1rem 0 0;
}

.amf-knowledge-cluster-card,
.amf-faq-category-card {
	display: block;
	padding: 1rem;
	background: #fff;
	border: 1px solid rgba(216, 146, 22, 0.2);
	border-radius: 0.5rem;
	text-decoration: none;
	color: inherit;
	font-weight: 600;
}

.amf-faq-search {
	margin: 1.5rem 0;
}

.amf-faq-search__input {
	width: 100%;
	max-width: 32rem;
	padding: 0.75rem 1rem;
	border: 1px solid #ccd0d4;
	border-radius: 0.5rem;
}

.amf-faq-search__results {
	list-style: none;
	padding: 0;
	margin: 0.75rem 0 0;
}

.amf-faq-search__results a {
	color: var(--american-mutual-color-secondary, #d89216);
	font-weight: 600;
}

.amf-glossary-letters__list {
	display: flex;
	flex-wrap: wrap;
	gap: 0.5rem;
	list-style: none;
	padding: 0;
}

.amf-glossary-term-list {
	columns: 2;
	gap: 2rem;
}

/* Phases 17–19 — Accessibility & performance */
.amf-skip-link {
	position: absolute;
	top: -100%;
	left: 0;
	z-index: 9999;
	padding: 0.5rem 1rem;
	background: #1a365d;
	color: #fff;
}

.amf-skip-link:focus {
	top: 0;
}

.screen-reader-text {
	clip: rect(1px, 1px, 1px, 1px);
	position: absolute !important;
	height: 1px;
	width: 1px;
	overflow: hidden;
}

/* Phases 21–79 — Quote wizard, AI chat, video embed */
.amf-quote-wizard {
	direction: rtl;
	text-align: right;
	max-width: 640px;
	margin: 2rem 0;
}

.amf-quote-wizard label {
	display: flex;
	flex-direction: column;
	gap: 0.35rem;
	margin-bottom: 1rem;
}

.amf-quote-wizard__step {
	padding: 1.25rem;
	border: 1px solid var(--american-mutual-border, #e2e8f0);
	border-radius: 8px;
	background: #fff;
}

.amf-quote-wizard__note {
	font-size: 0.9rem;
	color: #64748b;
}

.amf-ai-chat {
	max-width: 520px;
	border: 1px solid var(--american-mutual-border, #e2e8f0);
	border-radius: 12px;
	overflow: hidden;
	margin: 1.5rem 0;
	background: #fff;
}

.amf-ai-chat__header {
	padding: 0.75rem 1rem;
	background: #1a365d;
	color: #fff;
}

.amf-ai-chat__messages {
	min-height: 200px;
	max-height: 360px;
	overflow-y: auto;
	padding: 1rem;
	display: flex;
	flex-direction: column;
	gap: 0.75rem;
}

.amf-ai-chat__msg--user {
	align-self: flex-start;
	background: #edf2f7;
	padding: 0.5rem 0.75rem;
	border-radius: 8px;
	max-width: 90%;
}

.amf-ai-chat__msg--bot {
	align-self: flex-end;
	background: #fef3c7;
	padding: 0.5rem 0.75rem;
	border-radius: 8px;
	max-width: 90%;
}

.amf-ai-chat__input {
	display: flex;
	gap: 0.5rem;
	padding: 0.75rem;
	border-top: 1px solid #e2e8f0;
}

.amf-ai-chat__input input {
	flex: 1;
}

.amf-ai-chat__handoff {
	padding: 0.75rem 1rem;
	text-align: center;
}

.amf-video-embed {
	position: relative;
	padding-bottom: 56.25%;
	height: 0;
	overflow: hidden;
	border-radius: 8px;
	margin: 1rem 0;
}

.amf-video-embed iframe {
	position: absolute;
	top: 0;
	right: 0;
	width: 100%;
	height: 100%;
	border: 0;
}

.amf-faq-assistant-ai {
	margin-top: 2rem;
}

/* States overview — search, alphabet, cards */
.amf-states-overview__toolbar {
	display: flex;
	flex-wrap: wrap;
	gap: 1rem;
	align-items: center;
	margin: 1.5rem 0;
}

.amf-states-overview__search {
	min-width: 220px;
	padding: 0.5rem 0.75rem;
	border: 1px solid #ccd0d4;
	border-radius: 6px;
	font-family: inherit;
}

.amf-states-overview__filters {
	display: flex;
	flex-wrap: wrap;
	gap: 0.35rem;
}

.amf-states-overview__alpha {
	border: 1px solid #ccd0d4;
	background: #fff;
	padding: 0.35rem 0.6rem;
	border-radius: 4px;
	cursor: pointer;
	font-family: inherit;
}

.amf-states-overview__alpha.is-active {
	background: #0B2545;
	color: #fff;
	border-color: #0B2545;
}

.amf-state-grid__list--compact {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(140px, 1fr));
	gap: 0.75rem;
	list-style: none;
	padding: 0;
	margin: 0;
}

.amf-state-grid__list {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
	gap: 0.75rem;
	list-style: none;
	padding: 0;
	margin: 1rem 0;
}

.amf-state-card {
	display: block;
	padding: 1rem;
	background: #f8f9fa;
	border: 1px solid #e2e4e7;
	border-radius: 8px;
	text-align: center;
	text-decoration: none;
	color: inherit;
	transition: border-color 0.15s, box-shadow 0.15s;
}

.amf-state-card:hover {
	border-color: #D89216;
	box-shadow: 0 2px 8px rgba(11, 37, 69, 0.08);
}

.amf-state-services-grid {
	display: grid;
	grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
	gap: 0.75rem;
}